Frequently Asked Questions
Q Can I afford it?
A At EFS we look at your current situation to let you know if we can
save you money by refinancing into a better loan to save you money, and then we
can tell you how much you can borrow to invest for the future. The next step is
to look at some investment property examples to get an idea of how much money
the investment property will cost to hold, if anything. Then once you find your
investment property we will stress test the numbers to make sure that the
investment is affordable in worst case scenarios.
Q What are the risks?
A By structuring the finance correctly and doing the correct due
diligence we will show you how to minimize any possible risk. There are many
steps an investor should be aware of before committing to their investment, due
to our extensive experience in property investment we will show you the steps
that should be taken to protect your investment.
Q Do I need to refinance my home loan?
A At EFS we have access to over 24 different banks and lending
institutions, so we tailor your loan to suit your individual needs. If you are
happy with your current lender and do not wish to change, you do not need to.
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